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Tax planning

Keep More At Closing

Capital gains, depreciation recapture, basis, and exit-planning tools that determine how much of a sale an Indianapolis owner actually keeps.

How a 1031 Defers Your Gain

The mechanics behind how a 1031 exchange lets an Indianapolis property owner defer capital gains tax by rolling proceeds and basis into a new property.

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Investment Property Capital Gains

What determines the capital gains tax on investment property in Indianapolis, how holding period and basis change the number, and where deferral fits.

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Selling a Rental and Capital Gains

How the capital gains tax on rental property is actually calculated for an Indianapolis landlord, and the two windows that determine whether it can be deferred.

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Capital Gains Selling a House

How capital gains when selling a house are calculated in Indianapolis, when the home-sale exclusion applies, and when a converted rental needs a different plan.

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Recapture Tax When You Sell

How depreciation recapture tax is calculated on an Indianapolis investment property sale, why it's separate from capital gains, and how deferral affects it.

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Reducing Real Estate Capital Gains

A practical look at how sellers actually avoid capital gains real estate tax on an Indianapolis sale, from basis adjustments to a deferred exchange.

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The $250K/$500K Home Exclusion

How the Section 121 exclusion shelters up to $250,000 or $500,000 of home-sale gain for Indianapolis owners, and where it stops applying to real property.

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Vacation Home Capital Gains Tax

How capital gains tax on second home sales works for Indianapolis owners, why the home-sale exclusion usually doesn't apply, and when an exchange can help.

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Inherited Property and Stepped-Up Basis

How stepped-up basis changes capital gains tax on inherited property for Indianapolis heirs, and why the calculation is different from a purchased property.

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Cost Segregation Explained

What a cost segregation study does for an Indianapolis property owner, how it accelerates depreciation, and why it changes the recapture math at sale time.

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QOZ Tax Advantages

How opportunity zone tax benefits work for capital gains reinvested into qualified funds, and how the structure compares to a 1031 exchange for Indianapolis sellers.

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Seller Financing and Taxes

How an installment sale real estate transaction spreads capital gains over several years in Indianapolis, and where that differs from deferring the gain entirely.

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Charitable Remainder Trust for Property

How a charitable remainder trust real estate transfer works for a highly appreciated Indianapolis property, and where the tradeoffs differ from a 1031 exchange.

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Estate Planning for Property Owners

How estate tax real estate rules interact with a lifetime of appreciation for Indianapolis investment property owners, and where step-up in basis changes the math.

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Exchange planning

Bring your dates and property details to a real conversation.

These guides are educational. Your qualified intermediary, CPA, and other advisors should review the specifics of your sale.

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